| Along with how to best use computers, knowing what, when, 
                        and where to buy is at the crux of what people want to 
                        learn about PCs. Deciding where to buy can be no less 
                        tricky than other buying decisions, with new options available 
                        where you can save money ... or get taken, depending.
 
 The most conventional buying channel for computers, printers 
                        and other peripherals, and software is the neighborhood 
                        retail store. You can buy from a small mom-and-pop store 
                        or chain store or a larger store such as a computer superstore, 
                        office supply store, electronics store, department store, 
                        mass merchandise store, or warehouse store.
 
 Buying a no-name “white box” from a small 
                        retail store can be a good choice if you like to see and 
                        feel what you buy before you buy it and the store you 
                        buy from has a good reputation. Surveys of buyers by computer 
                        magazines have repeatedly rated small retail stores near 
                        the top in terms of reliability and support.
 
 Larger retail stores can be sources of good deals, but 
                        you have to be careful here as well. The salespeople at 
                        some stores may know less about computers than an average 
                        high school geek, and any recommendations you get could 
                        be based more on the store’s stock than your needs.
 
 Some stores try to “sell up” customers, encouraging 
                        them to buy a more expensive system or printer or more 
                        software than they planned. It’s best to do your 
                        homework, reading articles and talking to colleagues or 
                        friends, so you know what you need and what you don’t.
 
 If your needs aren’t run of the mill, you may be 
                        better off paying more by using a “value-added reseller.” 
                        These combination salespeople/consultants work with businesses 
                        in specific fields—doctors, lawyers, schools, government 
                        agencies, and others—who often require specialized 
                        products and who can benefit from training on how to best 
                        use them.
 
 The oldest option in computer buying is mail-order. In 
                        1975, you could buy through the mail a MITS Altair, the 
                        first PC to run Microsoft software, long before you could 
                        walk into a store and buy an IBM PC or Mac.
 
 The “direct channel” has skyrocketed in popularity 
                        over the years, with manufacturers such as Dell and Gateway 
                        becoming household names. More recently the Internet has 
                        made mail-order shopping even more flexible by letting 
                        you quickly search for bargains from different vendors 
                        and quickly explore different configuration options from 
                        individual vendors.
 
 If you don’t mind waiting from a few days to a few 
                        weeks for delivery, mail-order deals can be had. It’s 
                        better to stick with the better-known players or use recommendations 
                        from savvy colleagues, friends, or reviewers, since fly-by-nighters 
                        operate in the computer arena as in any other.
 
 Make sure you read the fine print. This is where you’ll 
                        find details about warranties, shipping charges, technical 
                        support policies, restocking fees in case you need to 
                        make a return, and so on. If possible, use a credit card 
                        in case things go sour.
 
 Fraud is a harsh reality with the latest computer-buying 
                        option, online auctions. Scams abound in particular on 
                        eBay, the largest online auction house by far, with 85 
                        percent of the market. eBay boasts that “confirmed” 
                        fraud occurs with only 0.01 percent of its auctions, but 
                        eBay is reluctant to involve itself with individual auctions, 
                        describing itself as just a venue that brings buyers and 
                        sellers together. It sends a form e-mail message when 
                        complaints are made.
 
 According to the FBI, online auction-fraud complaints 
                        and dollars lost tripled last year compared with 2001. 
                        Online auction fraud now accounts for a whopping 46 percent 
                        of all Internet fraud. Anecdotal reports indicate that 
                        the fraud rate on eBay involving the sale of computer 
                        equipment could be as high as 5 percent.
 
 Still, deals can be had on eBay, whether you buy new or 
                        used products, provided you’re careful. eBay’s 
                        feedback system, in which buyers and sellers rate each 
                        other at the completion of a sale, can help but is far 
                        from foolproof.
 
 A large percentage of negative feedback is a clear signal 
                        to stay away from a particular seller. Avoid sellers who 
                        keep their feedback private, whose feedback indicates 
                        they previously sold or bought only low-cost items when 
                        they’re suddenly selling a big-ticket item, or who 
                        begin selling big-ticket items totally different from 
                        previous items they sold.
 
 Check out the following Web sites for more tips:
  FTC’s E-Commerce & the Internethttp://www.ftc.gov/bcp/menu-internet.htm
  FBI’s Internet Fraud Preventive Measureshttp://www1.ifccfbi.gov/strategy/fraudtips.asp
  Vendio’s Auction Tips and Tacticshttp://www.vendio.com/service/tipsandtactics
 Reid Goldsborough 
                        is a syndicated columnist and author of the book Straight 
                        Talk About the Information Superhighway. He can be 
                        reached at reidgold@comcast.net 
                        or http://www.reidgoldsborough.com.
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